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Products
Mountain Mortgage LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
30 Year Fixed Rate
15 Year Fixed Rate
FHA Loans
VA Loans
1st Time Buyer
Reverse Mortgage Purchase
Reverse Mortgage Refinance
Adjustable Rate Mortgage (ARM)
Required Disclosure

30 Year Fixed Rate
Fixed rate loans contain an interest rate that is "fixed " over the life of the mortgage. Fixed rate loans carry the 'lowest' risk of any loan type. To reduce or eliminate long term interest rate risk, a Fixed Rate Loan is highly recommended.

Term: 30 years  

15 Year Fixed Rate
Fixed rate loans contain an interest rate that is "fixed " over the life of the mortgage. Fixed rate loans carry the 'lowest' risk of any loan type. To reduce or eliminate long term interest rate risk, a Fixed Rate Loan is highly recommended.

Term: 15 years  

FHA Loans
FHA loans are Federal Housing Administration (FHA) insured mortgage loans. FHA is a division of HUD (Housing and Urban Development). Although FHA does NOT provide the funds for FHA loans, they do secure the risk with mortgage lenders. FHA loans have many benefits including lower down payment requirements, higher qualification limits and competitive pricing. FHA loans are available in both fixed rate and adjustable rate options.

VA Loans
VA loans are guaranteed by the United States Department of Veterans Affairs. VA loans are designed to benefit the veterans of the United States Armed Forces and their families. VA loans have very low down payment requirements (zero down) and allow for higher qualification standards. Additionally, VA loans are very competitively priced and are an excellent option for Veterans. VA loans are available in both fixed rate and adjustable rate options.

1st Time Buyer

Reverse Mortgage Purchase
If you are over 62 years old or over, a reverse mortgage purchase may be just right for you.

Reverse Mortgage Refinance
If you are over 62 years old or over and need to increase your cash availability, this product may be perfect for you.

Adjustable Rate Mortgage (ARM)
ARMs are loans that have interest rates that are subject to 'adjustments' throughout the life of the loan. Typically, the benefit of an ARM mortgage is a lower initial interest rate. However, there is a long term interest rate risk. When considering an Adjustable Rate Mortgage, please evaluate all potential negative scenarios.

Required Disclosure
These materials are not from HUD or FHA and were not approved by HUD or a government agency.



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $424,100 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $424,100 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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